Welcome to ID Mortgages Ltd


At ID Mortgages we understand that buying property can be complex, confusing and difficult. There are many lenders that offer different products, rates and conditions. Who offers the best rates? What are the most suitable terms available? If you choose to go direct to a bank then once you have waited for their next available appointment, at the end of the lengthy meeting, you could be told that the lender is unable to help. This laborious process then needs repeating with another bank until you are able to find a suitable lender. The truth is that the mortgage market is very complex to navigate.
 
Why choose us?
 
Our simple goal is to aim to make this as stress free as possible by managing the mortgage process for you. We have time for you and will find the right financial products to meet your needs. Let us source that suitable lender for you in one simple meeting. One advisor will deal with your mortgage from start to finish and they will outline what information and documents you will need before the meeting. And, as ID Mortgages is not tied to any specific lenders, we are free to tell you who is offering the most competitive rates across the entire market. Very importantly, unlike banks and other advisory firms, sales targets do not guide us. We are free to choose the most suitable products to meet your needs.
 
At ID Mortgages our advisors will offer you a:
  • Free initial consultation
We will host the initial appointment, discuss your needs and conduct the research free of charge. If we are unable to help we will not charge you a fee to show you that our priority is to help you.
  • Whole of the market will be researched 
Many advisory firms claim that they are independent, but they are unable to source products from some major high street banks such as: HSBC, TSB, Post Office. At ID Mortgages we are not restricted in this way. We source our products from the open market (This excludes deals that you can only obtain by going direct to the lender). We will recommend and explain the right product for your specific needs.
  • 360° approach
We are here to help to guide you through the whole process from application to completion. Our services will continue and you can get in touch once the mortgage is offered and rely on our continued support and advice throughout the life span of your product. We are also happy to assist with any subsequent queries arising from your application; whether it be solicitors or estate agents – we will gladly assist.
  • Personalised service
We will save you time by providing you with right advice and the right financial products so that all you have to do is get on with moving into your dream home.

Get in touch
 
At ID Mortgages we understand that life is busy so we offer a range of ways to get in touch. We are available over the telephone, email or can offer a free initial no obligation face-to-face interview. We understand that there isn’t always time during the day so therefore afternoon and evening appointments are available upon request. We are ready to help when it suits you. 

Your home may be repossessed if you do not keep up the repayments on your mortgage. ​​​
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. ID Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: ID Mortgages Ltd, 10 Meadow Close, Witchford, Ely, CB6 2JD. Registered Company Number: 10784484 Registered in England & Wales.

Initial advice is free. There may be a fee for further advice. The exact amount will depend on your circumstances, and will be discussed and agreed with you before any fees are incurred.